Summary
Overview
Work History
Education
Skills
Languages
Timeline
Place Of Birth
Personal Information
Place Of Birth
Personal Information
Generic
Hossam Ragab

Hossam Ragab

Waldkirch,Baden-Württemberg

Summary

Detail- oriented team player seeking a professional challenge to utilizing analytical skills, interpersonal skills, excellent time management and problem-solving skills. Experience including commercial banking, financial brokerage, and investment houses; at various roles and positions. Knowledge including Stocks, ETFs, and Forex, Fixed Income, SIVs, Trade Finance instruments. Hand on experience in securities trading, portfolio management, negotiation, financial analysis, stress testing, credit valuation and financial modeling, investment modeling proposals & presentation.

Overview

19
19
years of professional experience
3
3
Languages

Work History

Master Degree Study

Otto-von-Guericke University Magdeburg
01.2020 - 01.2024
  • German orientation language course
  • Master degree continuation and graduation.

Investment-Analyst

Private Investment House
03.2016 - 03.2022
  • Conducted In-Depth Research: Conducted thorough research and analysis of diverse investment opportunities, including stocks, alternative investments, direct investments, and various financial instruments, resulting in the identification of high-return options and strategic portfolio enhancements.
  • Financial Data Analysis: Analyzed financial statements, market trends, and economic dynamics, including both micro and macroeconomic factors, providing insightful recommendations that supported strategic investment decisions.
  • Financial Modeling: Developed and simulated comprehensive financial models, such as Expected Default Frequency (EDF), Joint Factor Risk (JFR), profitability factors, risk scenario analysis, credit analysis, and default risk monitoring, which enhanced risk management and profitability forecasting.
  • Investment Strategy Development: Proposed tailored investment strategies aligned with specific financial instruments and the overall portfolio's risk tolerance and investment objectives, optimizing returns while effectively managing risk.
  • Stakeholder Relationship Management: Maintained strong relationships with key stakeholders, including brokers, fund managers, and custodians, facilitating smooth operations and minimizing counterparty risks.
  • Performance Reporting: Produced detailed performance reports and effectively communicated investment performance with stakeholders, ensuring transparency and informed decision-making.
  • Investment Analysis and Reporting: Conducted detailed investment analysis, calculations, and prepared comprehensive reports to support investment decisions.
  • Portfolio Performance Enhancement: Enhanced portfolio performance through rigorous investment research and analysis, contributing to strategic asset allocation and investment selections.

Senior Trade Finance Operation Officer

Abu Dhabi Commercial Bank (ADCB)
03.2013 - 02.2016
  • Charge Approval and Ledger Management: Approved charges advice ledger, ensuring accurate ledger reimbursement for clients' accounts, thereby maintaining financial integrity and client trust.
  • Cross-Department Integration: Collaborated seamlessly with various departments including Syndication, Dealing Desk, Corporate, and Credit, to ensure cohesive operations and optimal client service.
  • Organizational Excellence: Maintained a high level of organization related to documentation, segregation, safeguarding, and processing, ensuring compliance with regulatory standards and internal policies.
  • Remittance Authorization: Authorized remittances, ensuring timely and accurate processing of international and domestic transactions, which enhanced client satisfaction and operational efficiency.
  • Risk Mitigation: Proactively identified potential risks and implemented appropriate countermeasures or contingency plans, significantly reducing potential operational disruptions and financial losses.
  • Report Preparation and Submission: Prepared and submitted detailed reports regarding assignments and ongoing investigations, providing critical insights for decision-making and operational improvements.
  • Process Improvement: Improved overall department efficiency by streamlining processes and implementing new policies, resulting in enhanced productivity and reduced operational costs.
  • Client Relations and Support: Addressed public questions, complaints, and requests with professionalism and efficiency, providing necessary assistance and ensuring high levels of client satisfaction.

Senior Financial Broker

Mac Capital Investment Bank (IFB)
07.2009 - 01.2013
  • Portfolio Management: Managed trading portfolios of high-net-worth clients comprehensively, overseeing all aspects to optimize investment performance and meet client objectives.
  • Risk Analysis and Strategy Planning: Conducted portfolio risk analysis and developed strategic plans, both passive and active, to maximize profits while mitigating risk effectively.
  • Market Analysis: Analyzed fundamental and technical aspects of the markets rigorously, providing valuable insights to clients and informing trading decisions.
  • Over-the-Counter Deals: Advised and executed over-the-counter deals for clients, ensuring efficient and profitable transactions tailored to their needs and objectives.
  • Leverage Trading and Corporate Deals: Managed leverage trading and executed corporate deals, maintaining strict adherence to regulatory requirements and reporting standards.
  • Performance Achievement: Achieved a monthly turnover of $200 million, consistently meeting targets and closing leverage positions with positive account balances punctually, demonstrating strong performance and accountability.

Branch Manager Financial Brokerage

Al Dhafra Financial Broker
06.2006 - 01.2009
  • Portfolio Management: Managed trading portfolios of high-net-worth clients comprehensively, overseeing all aspects to optimize investment performance and meet client objectives.
  • Risk Analysis and Strategy Planning: Conducted portfolio risk analysis and developed strategic plans, both passive and active, to maximize profits while mitigating risk effectively.
  • Market Analysis: Analyzed fundamental and technical aspects of the markets rigorously, providing valuable insights to clients and informing trading decisions.
  • Over-the-Counter Deals: Advised and executed over-the-counter deals for clients, ensuring efficient and profitable transactions tailored to their needs and objectives.
  • Leverage Trading and Corporate Deals: Managed leverage trading and executed corporate deals, maintaining strict adherence to regulatory requirements and reporting standards.
  • Performance Achievement: Achieved a monthly turnover of $200 million, consistently meeting targets and closing leverage positions with positive account balances punctually, demonstrating strong performance and accountability.
  • Client Relationship Management: Developed strong relationships with clients, ensuring trust and confidence in their financial decisions. Enhanced client retention rates by delivering exceptional customer service and addressing concerns promptly.
  • Mentorship and Training: Mentored junior brokers, sharing best practices and expertise in the field of finance, contributing to their professional development and the overall success of the team.
  • Networking and Relationship Building: Fostered long-term relationships with key industry professionals, expanding the company's network of resources and enhancing opportunities for collaboration and growth.
  • Risk Management and Negotiation: Managed risk within portfolios by diversifying investments and conducting regular reviews. Negotiated favorable terms for clients on various investment products and services, optimizing returns and minimizing costs.

Treasury Controller

Alexandria Exchange House
08.2004 - 04.2006
  • Reconciled monthly statements, invoices and expense accounts, keeping records accurate, and current.
  • Drafted treasury reports to support management decision-making needs.
  • Streamlined banking relationships, improving efficiency and reducing service fees.
  • Worked closely with auditors to ensure compliance with regulatory requirements, avoiding potential fines or penalties.
  • Provided financial analysis support for key strategic projects, enabling informed decision-making by senior executives.
  • Improved cash flow management by implementing more efficient forecasting and budgeting processes.
  • Advised on optimal capital structure decisions that balanced debt levels against funding requirements.
  • Strengthened company''s liquidity position through effective cash management techniques, ensuring sufficient funds were available to meet operational needs.

Education

Master of Science - Financial Economics

Otto-von-Guericke University Magdeburg
Magdeburg, Germany
01.2024

Certificate in Investment Management - Investments And Securities

Chartered Institute For Securities & Investments
United Kingdom
01.2015

Certified Financial and Valuation Analyst - Financial Modling And Valuation Analyst

Corporate Finance Institute
United States Of America
01.2014

Bachelor of Arts - Business Administration (English Section)

Arab Academy For Science, Technology, And Maritime Transport
Alexandria, Egypt
01.2004

Skills

  • Microsoft Excel

  • Python for Finance

  • Intercultural team player

  • Banking and Financial Services

  • Interpersonal Skills

  • Investment analysis

  • Negotiation

  • Portfolio Valuation

  • Investment Strategies

  • Optimization Techniques

  • Econometric Analysis

Languages

Arabic
Bilingual or Proficient (C2)
English
Advanced (C1)
German
Upper intermediate (B2)

Timeline

Master Degree Study

Otto-von-Guericke University Magdeburg
01.2020 - 01.2024

Investment-Analyst

Private Investment House
03.2016 - 03.2022

Senior Trade Finance Operation Officer

Abu Dhabi Commercial Bank (ADCB)
03.2013 - 02.2016

Senior Financial Broker

Mac Capital Investment Bank (IFB)
07.2009 - 01.2013

Branch Manager Financial Brokerage

Al Dhafra Financial Broker
06.2006 - 01.2009

Treasury Controller

Alexandria Exchange House
08.2004 - 04.2006

Master of Science - Financial Economics

Otto-von-Guericke University Magdeburg

Certificate in Investment Management - Investments And Securities

Chartered Institute For Securities & Investments

Certified Financial and Valuation Analyst - Financial Modling And Valuation Analyst

Corporate Finance Institute

Bachelor of Arts - Business Administration (English Section)

Arab Academy For Science, Technology, And Maritime Transport

Place Of Birth

Kiyad, KSA

Personal Information

  • Title: Financial Services Professional
  • Date of Birth: 04/19/81

Place Of Birth

Kiyad, KSA

Personal Information

  • Title: Financial Services Professional
  • Unlimited Working Permit Visa
  • Hobbies : Running, Horse Riding, Dancing
  • Date of Birth: 04/19/81
Hossam Ragab