HARSHAL BARDE

Results-driven Fin-tech Product Manager with 13+ years of experience in the banking and payment industries. Expert in product growth, strategy, and end-to-end payment lifecycle management. Skilled in delivering innovative solutions, optimizing products through data analytics, and ensuring compliance with industry standards.

• Created idea to implement new Banking CAAS product which will increase ARR by 3.2M
• API integration for Real time account information, instant payments and pre-validation
• Worked cross functionally to manage 2 products from conception to launch
• Analyzed key markets trends, competition to present new product initiatives
• Launching products in EMEA markets

• Creating Long Term Roadmap and Vision document after aligning with Business priorities Developing Software Development Life Cycle (SDLC) and Agile Scrum Methodology.
• Writing EPICS, user stories, maintaining product backlog, helping team to understand business requirements.
• Executing SQL queries for database management.
• Define End to End Customer Experience with the Product and then identify Gaps with Product and this gives in Feed to Product Features.
• Define Product Features and Product Requirements(detailed) in Jira/ TFS/ VSTS.
• Prioritize the features of the Application/Software/Platform and Adjust the features and priority as needed after each sprint or iteration.
• Participate in Partner Enablement Activities and Customer Testing (Beta Programs).
• Keep stakeholders apprised of status and getting their feedback and Demonstrate Product Features and give Showcase to product release.
• Solid understanding of users, the marketplace, and competitive Analysis and of future trends for the domain or type of system being developed.
• Own key aspects of the roadmap (including, but not limited to, feature prioritization, release scoping and planning, and requirements definition) and ensure alignment across teams, business unit, and enterprise strategy.
• Partner with other product managers and cross-functional teams (including risk, legal, engineering, finance, design, marketing, etc.) to identify, document and evaluate product requirements, roadmaps.
• Experience in understanding the Demands stated by Business stakeholders, conducting Business Requirements Analysis for BRD, perform gap & Rapid Impact Assessment RIA, identify Acceptance Criteria to Requirements and prepare Business process design Document and Create User Stories.
• Proficiency in Requirement Facilitation: Existing Data Analysis, Conduct Design Workshops, Scrum Meetings, Conference calls, Review Meetings & Process Design Walkthrough Communicate the product strategy and value proposition to peers and team members.
• Communicate effectively to ensure internal stakeholder expectations are set correctly.
• Thorough understanding in Business Architecture and Modeling: AS-IS, TO-BE Models, Process Flows, Feasibility design Process, High Level and Low-Level Process designs Performing metrics analysis, Market Analysis for new payments/integration

Payment hub, Serrala LLP, Hamburg, Germany, Dec 2021 – Present

• Owning the program vision and breaking it into product vision and get it executed with help of 5 scrum teams. Leading PI Plannings explaining PI vision and features required for the next 6 iteration requirements to team. Creating microservices for internal product migrations to new SAAS based application. Connecting PSP for On Premises Solutions Connecting Banks via APIs to initiate Instant/Urgent Payments, pre account validations, early fraud detections using partner services US and UK market expansion, Sprint commitment vs Actual Delivery > 85% & Planned EPICS vs committed EPICS > 80%. YOY ARR increase > 5%, Business case = €3.2M approved (to move standalone component on cloud)

APAC & EMEA Digital Expansion, Western Union, Pune, May 2019 – Nov 2021

• Owning multiple scrum boards for WUPay, IBP and Card payments Expand Western Union Digital presence to APAC and EMEA regions. Create EPICS, features, and stories on the board. Groom 2 scrum teams for atleast 3 future sprints Understand existing projects and identify optimizations and cost saving opportunities. Integrate with local banks from identification of the local partner, agreeing and signing contracts till execution., Flair award for refund optimization – Japan, reduced time taken to initiate refund to customer from 7 days to 1 hour by implementing refund API with partner bank. Expansion of Western Union digital product to Singapore, Japan, Hong Kong, India, Malaysia, Australia, and New Zealand

• Flair award in Western Union for refund optimization - Japan
• Received Sprinter Award and Living proof awards Level 1&2 in Fiserv India Pvt. Ltd
• Received appreciation mail from Senior President HDFC Bank for completing BBPS Project
• Received BEST CLIENT SERVICE MANAGER award from CEO, Yalamanchili Software Export LTD