HDFC Bank Tablue
Jatinkumar Patel CISA ISO
Operation Risk/Audit/Internal Audit
Starkenburger Strasse 67 Frankfurt
Summary
Highly experienced in Audit, Risk Oriented Audit, Internal Audit & Operations Risk Management professional with 12+ years of experience in Audit (IT & Non-IT), Operation Risk, Credit Risk, Quality & Assurance, Banking/Finance, and Certified by CISA USA, ISO 9001:2015 standard "Internal Auditor" and ISO 27001:2022 Information Security Management System, Cyber Crime and Fraud Management
Overview
12
12
years of professional experience
2
2
Languages
Work History
Deputy Manager
HDFC Bank Ltd
Ahmedabad
11.2021 - 11.2022
- Responsible to manage the risk/Compliance
- Critical analyzes of business of client and identify risk associated in Client business
- Ensure liquidity of client company is sufficient for repay of contractual obligations with bank
- Support Internal, Bank Branch and IT audit function of Bank
- Provided Consultation in Regulatory Compliance of Forex transaction payment/receipt Euro/$, Bank guarantee, LC, Trade transaction from bank's side to client.
- Ensure compliance of first line of defense within role and responsibility
- Maintain cordial relationship with top official of the client company like CEO and Board of directors of client company
- Track transaction as per AML/Cash transaction/No transaction to account/Fund diversification monitoring in client’s account
- Ensure client satisfaction and promote brand loyalty, Managed average 150 calls and emails in day
- Credit assessment Memo Preparation and post disbursement compliance of client.
- To ensured effective credit risk management throughout lending process, Assess creditworthiness, Collateral security Mgt.
- Consultation and Servicing to Banks Corporate Clients and build up strong relationship, Provide training to new Joinees within the Team.
- Provide Training of all digital application used by corporate client entity to make smoothen use of banking in Business.
Operation Risk Manager- Internal Audit
Baroda Global Shared Services Ltd. WOS Bank of Baroda, GIFT
Gandhinagar,
05.2018 - 11.2021
- Plan, perform and reporting (Lead & managed) of Risk based
audits/Operation Risk of IT and Non-IT domain across all business area (Second Line of Defense) - Influenced effectively on assurance matter to CEO & impacted on
Balance sheet of Bank of Baroda/other Higher authority many time with excellent Risk Identification and Mitigation/Compliance skill, Promoted within 9 month of Joining, Impacted on Balance sheet of Bank of Baroda - Conducted risk-oriented audit to evaluate compliance, security, and efficiency of systems and processes/Internal controls
- Conduct Gap Analysis/Risk identification/Assessment/Calculate Risk Value/Risk Ranking/Risk prioritization
- Risk Classification i.e. People Risk, Process Risk, Systems risk, External Events Risk, Legal/Country and compliance risk, Reputation Risk, etc. and Reporting to Higher authority.
- Identified weaknesses and improvement potentials, developing pragmatic solutions to address them
- Conduct Audit according to other audits like ISO 9001 2015, ISO/IEC 27001 ISMS
- Provided advice and support to specialist auditing department, performing independent audits as needed.
- Prepared audit reports and effectively communicated results to relevant stakeholders
- Conducted follow-up audits and ensured implementation of audit recommendations.
- Provided consultancy and audit support for IT projects, ensuring compliance with established standards.
- Develop recommendations jointly with business to improve effectiveness and efficiency
- Training and Awareness to employee of business and new employee Joining within team
- Take Corrective. Detective, Preventive, Directive, Corrective, Actions and track improvement in risk identified, Used Customized audit/Data analytics tools
- Supported in Business Continuity and Disaster Recovery Plan
- Managed time efficiently in order to complete all tasks within deadlines, Learned and adapted quickly to new technology and software applications.
- Exercised Exceptional interpersonal skills, including ability to collaborate effectively with cross-functional teams.
- Conducted Sweep Audit for Data security in workplace
- Introduced data/Information security/identity and Access management policy, Email and Mobile use policy at work place
Credit Consultant
Knack Consultant
Ahmedabad
09.2010 - 05.2018
- Credit Risk Consultation, Credit Underwriting, Business Risk Consultation, Default Risk Consultation
- Handled Credit Portfolio of 150 clients annually
- Perform Financial Analysis, Ratios & Cash Flow Analysis and assess Marketing, Techno‑economic & Financial viability of any project.
- Performed Accounting and Financial statement preparation as per Accounting Standard applicable
- Consulting and Conduct of Internal and External Audit. Tax advisory to client
- Performed Budgeting and Preparing financial forecasts for future years of company
- Worked in IFRS, US GAAP, SOX audit
Education
Certified ISO 27001 2022 ISMS - ISO 27001 2022 Info Security Management System
Udemy
Online Learning & Certification Platform 05.2023 - 05.2023
CISA [Certificate With Valid License] - Information Security And System Auditing
Information Systems Audit And Control Association
USA 04.2001 - 05.2022
Certified ISO 9001 Internal Auditor - ISO 9001 2015 QMS Internal Auditor
Ocean Management Services
Baroda Global Shared Services Limited 10.2019 - 10.2019
Certificate Prevention of Cyber Crime And Fraud Mg - Prevention of Cyber Crime And Fraud Mgt
The Indian Institute of Banking
Delhi India 03.2019 - 03.2019
Intermediate - Integrated Professional Competence Course
The Institute of Chartered Accountants of India
Delhi India 04.2013 - 03.2016
MBA - Business Administration And Management
Hemchandracharya North Gujarat University
Patan, India 05.2008 - 06.2010
Bachelor of Commerce - Advance Accounting And Auditing
Gujarat University
Ahmedabad India 05.2004 - 06.2007
Skills
Stakeholder Management
Meeting Deadlines/Work under Pressure
All Regulatory Compliance Proficiency
Risk Detection/Mitigation Acuity
Learning SAP ERP Course 2023: From Zero to Expert
Team player with cooperative work style
Time Management/Multi Tasking
IT Risk Audit/IT Internal Audit Consultant
IT Projects Consultant, SOX, IFRS
Entrepreneurial Mindset/Professional curiosity
Process and procedure development
Performance improvements
Recruiting skills
Critical, analytical, and process-oriented thinking
Task delegation
Bulk/Mass Data Management
Information Technology General Control (ITGC)
ITIL, COBIT, BSI Grundschutz
IT networks, operating systems, IT security
Internal Audit
IT Risk, Governance and Compliance
Additional Information
- Able to Read, Understand, Interpret, and Apply knowledge of the following/Other Regulations in Work‑applicable in Germany/EU
- Minimum Requirements for Risk Management (MaRisk), General Data Protection Regulation (GDPR), Cybersecurity Act reporting to German Federal Office for Information Security (BSI), Information Technology Guidelines (IT‑Grundschutz)
- Audit Act (Wirtschaftsprüferordnung ‑ WPO), Institute of Internal Auditors (IIA) Standards‑ global professional organization for internal auditors
- Banking supervisory requirements for IT, BAIT (Bankaufsichtliche Anforderungen an die IT, BAIT)
- Commercial Code (Handelsgesetzbuch ‑ HGB), Minimum Requirements for Internal Control Systems (Mindestanforderungen an das Interne Kontrollsystem ‑ MaIK)‑ BaFin
- Digital operational resilience for the financial sector Amendment (DORA), BSI-KritisV, ITSiG, BSI Grundschutz, ISA99, ESG (Environmental, Social, and Governance)
- German Corporate Governance Code (Deutscher Corporate Governance Kodex ‑ DCGK), Securities Trading Act (Wertpapierhandelsgesetz ‑ WpHG)
Software
M S office
Business Analytics and Audit tools
HDFC Bank CRM
Finacle/Flexcube Banking System
SAP Zero to Expert (Learning)
Timeline
Certified ISO 27001 2022 ISMS - ISO 27001 2022 Info Security Management System
Udemy
05.2023 - 05.2023
Deputy Manager
HDFC Bank Ltd
11.2021 - 11.2022
Certified ISO 9001 Internal Auditor - ISO 9001 2015 QMS Internal Auditor
Ocean Management Services
10.2019 - 10.2019
Certificate Prevention of Cyber Crime And Fraud Mg - Prevention of Cyber Crime And Fraud Mgt
The Indian Institute of Banking
03.2019 - 03.2019
Operation Risk Manager- Internal Audit
Baroda Global Shared Services Ltd. WOS Bank of Baroda, GIFT
05.2018 - 11.2021
Intermediate - Integrated Professional Competence Course
The Institute of Chartered Accountants of India
04.2013 - 03.2016
Credit Consultant
Knack Consultant
09.2010 - 05.2018
MBA - Business Administration And Management
Hemchandracharya North Gujarat University
05.2008 - 06.2010
Bachelor of Commerce - Advance Accounting And Auditing
Gujarat University
05.2004 - 06.2007
CISA [Certificate With Valid License] - Information Security And System Auditing
Information Systems Audit And Control Association
04.2001 - 05.2022
Hobbies
- Cooking
- Travelling
Characteristic
- Constructive, outcome-oriented & Detail Oriented
- Independent and team oriented way of working
- Self Motivated, Highly organized
- Quick Learner with high level of commitment
- Team Leading ability
- Convincing Personality and Conflict Resolution
- Present any observation by full Confidence with supporting