José Costa
Senior Financial Operations Analyst
Luxembourg
Summary
A self-motivated and adaptable individual with a strong desire to constantly learn, evolve, and succeed. Holds a deep interest in crypto, payments, blockchain, and web3 technologies, and how they are shaping the future of finance. Proactive and analytical player with high attention to detail and experience in managing high-volume, fast-paced activities.
Overview
4
4
years of professional experience
Work History
CORPORATE ACTIONS & INCOME - SENIOR ANALYST
CLEARSTREAM BANKING
LUXEMBOURG
06.2023 - Current
- Promoted to Senior Analyst after consistently delivering high-quality results, including leading debt restructuring projects and managing complex payment events.
- Involved in the execution of intricate corporate actions, such as early redemptions, exchange offers, and bond/share conversions, ensuring compliance and timely payments.
- Supported junior colleagues by providing training and mentorship, improving team performance and knowledge-sharing within the department.
- Managed SWIFT messaging (MT56x, MT54x), reconciliation of cash and securities, and collaborated with paying agents and depositories for efficient execution of corporate actions.
- Played a key role in restructuring processes and managing intricate payment flows, contributing to the optimization of operations and customer satisfaction.
TAX ANALYST - US MARKET SPECIALIST
BNP PARIBAS SECURITIES SERVICES
PORTO
02.2021 - 05.2023
- Played a key role in the creation of the US Tax team in Portugal, leading the implementation of complex tax processes for the US market.
- Led the reconciliation of payments for income and corporate actions events in the Eurobond and US markets, ensuring tax compliance and process optimization.
- Coordinated monthly and year-end tax reporting (FATCA, 1099, 1042-S), continuously improving workflows to enhance accuracy and efficiency.
- Analyzed and processed fiscal documentation (W forms), assisting clients with tax-related queries and regulatory market requirements.
- Collaborated closely with international teams to manage foreign exchange (forex) requests and tax reclaims, significantly improving payment efficiency and client satisfaction.
Education
BACHELOR'S DEGREE IN ECONOMICS -
UNIVERSITY OF PORTO SCHOOL OF ECONOMICS AND MANAGEMENT (FEP)
PORTO 01.2016 - 04.2020
HIGH SCHOOL DEGREE IN ECONOMICS - undefined
ESCOLA SECUNDÁRIO DE ALBERTO SAMPAIO
01.2013 - 04.2016
Skills
Microsoft Excel
SQL
Good communication
Teamwork
Working under pressure
Problem solving
Volunteer Experience
MISSÃO PAÍS, 2019, Missão País is a non-profit volunteer organization - created and managed by university students - that promotes more than 63 missions to aid children, elderly and disabled people in need in Portuguese rural areas.
Languages
Portuguese
Bilingual or Proficient (C2)
English
Bilingual or Proficient (C2)
Spanish
Bilingual or Proficient (C2)
French
Intermediate (B1)
Timeline
CORPORATE ACTIONS & INCOME - SENIOR ANALYST
CLEARSTREAM BANKING
06.2023 - Current
TAX ANALYST - US MARKET SPECIALIST
BNP PARIBAS SECURITIES SERVICES
02.2021 - 05.2023
BACHELOR'S DEGREE IN ECONOMICS -
UNIVERSITY OF PORTO SCHOOL OF ECONOMICS AND MANAGEMENT (FEP)
01.2016 - 04.2020
HIGH SCHOOL DEGREE IN ECONOMICS - undefined
ESCOLA SECUNDÁRIO DE ALBERTO SAMPAIO
01.2013 - 04.2016