Julie Dellose
Wilmington
Summary
Experienced Credit Card Analyst III with a robust background in managing and balancing collateral for Consumer and Small Business credit card accounts. Proficient in running and analyzing comprehensive reports, conducting daily audits, and resolving collateral issues, ensuring compliance with Federal and State regulations. Demonstrated ability to work collaboratively with business partners to identify trends and risks, enhancing operational efficiency and client satisfaction.
Overview
13
13
years of professional experience
Work History
Credit Card Analyst III
Bank of America
Newark
01.2021 - Current
- Managed and balanced collateral for Consumer and Small Business credit card accounts
- Ran and analyzed daily, weekly and monthly balancing reports for Consumer and Small Business accounts
- Complete daily seizure file audits
- Research and remediate collateral issues for Consumer and Small Business credit
- Daily damaged application assignment for team
- Worked with Business Partners to identify trends and risk
Sr Credit Analyst -Preferred Credit Team
Bank of America
Newark
06.2012 - 01.2021
- Managed new and existing relationships for Bank of America, Merrill Lynch and US Trust preferred clients
- Worked closely with Financial Advisors to accommodate requests from preferred clients for new and additional credit
- Worked with management to identify trends and risk
- Performed large loan risk reviews and requests for new credit
- Escalate any expedited requests from advisors or clients
- Mentored new hire credit analysts
Education
Bachelor of Science - Business Management
Widener University
Chester, PA06-1994
Skills
- Attention to detail
- Effective communication with all levels of associates and management
- Excellent verbal and written communication
- Proficiency in analyzing credit bureaus
- Proficiency in Microsoft Word, Excel and PowerPoint
- Extensive knowledge of Federal and State regulations as it relates to banking and credit
Timeline
Credit Card Analyst III
Bank of America
01.2021 - Current
Sr Credit Analyst -Preferred Credit Team
Bank of America
06.2012 - 01.2021
Bachelor of Science - Business Management
Widener University