Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Kristel Villarreal

Kristel Villarreal

Munich

Summary

Finance professional with 9+ years of progressive experience in insurance finance, statutory reporting, and external audit. Proven track record in global financial reporting, regulatory compliance, and cross-functional collaboration within multinational environments. Adept at managing complex data, driving process improvements, and delivering insights under tight deadlines. Currently seeking a new challenge to continue growing professionally in a dynamic, international setting. Recognized as a detail-oriented team player with strong communication skills and a proactive, solution-focused mindset.

Overview

11
11
years of professional experience

Work History

Financial Accountant

Allianz Commercial (AGCS)
01.2023 - Current
  • Lead quarterly and year-to-date financial reporting and analysis for AGCS Marine Insurance Company and National Surety Corporation (U.S.), including deep dives into premiums, claims, commissions, and policy volume, with variance explanations across current and prior-year periods.
  • Manage Director & Officer Supplement reporting and Schedule F cedent disclosures in WINGSClient, ensuring compliance with U.S. Treasury financial reporting requirements for reinsurance relationships.
  • Responsible for PC LOB reporting under Solvency II and IFRS 17, transforming accounting cube data into detailed P&L structures for internal and external reporting; collaborate with Group to ensure consistency across financial disclosures.
  • Collaborate across functions (Actuarial, Claims, Sustainable Solutions, etc.) to gather, validate, and present data for quarter-end and group-level reporting.
  • Support the ART (Alternative Risk Transfer) team in London and New York on special projects, helping to enhance global financial reporting consistency.
  • Power user of SAP, SAP HANA, Excel Analysis for Office, Analysis for Design, and WINGSClient; currently developing skills in Alteryx to automate and optimize reporting processes.
  • Valued team player who builds strong relationships across cultures and time zones (Chicago-based team support from Munich HQ).
  • Actively involved in Allianz’s Inclusion, Diversity, and Belonging (IDB) Council, promoting DEI initiatives and contributing to a more inclusive corporate culture.
  • Founder and leader of GRACE LATAM, a diversity network initiative supported by the COO of Allianz Commercial, aimed at strengthening Latin American representation within the company.
  • Selected as a winner of the GLUE Program, a prestigious global leadership development opportunity; will participate in a one-month immersion in Chicago to enhance business process knowledge and accelerate career growth.

Part-Qualified Financial Accountant

Monument Life Insurance DAC
01.2022 - 06.2023
  • Played a key role in the successful transfer and onboarding of the VA (Variable Anuity) portfolio from Athora Ireland to Monument Re (Jan 2022).
  • Recognized for effective task prioritization, coordination, and consistent delivery on schedule.
  • Managed cash file controls and reporting for Group Finance.
  • Oversaw bank account funding and payment processes.
  • Prepared VAT returns (bimonthly), 46G forms, and DPL filings (iXBRL).
  • Created and maintained financial reporting using Excel (daily/weekly/monthly).
  • Contributed to process improvements, issue resolution, and service excellence in a fast-paced environment.


Financial Control Assistant

Athora
02.2020 - 12.2021
  • Prepared and consolidated financial statements and reports with accuracy.
  • Managed death claims, including investment movements (ICD) and reconciliations.
  • Oversaw daily payment controls, reconciliations, and bank transfer reviews.
  • Supported team communication and meeting preparation.
  • Contributed to operational improvements through consistent dedication and efficiency.
  • Key contributor to the successful transfer of the VA portfolio to Monument Life Insurance DAC (Dec 2021).

Auditor Senior Level 3

Deloitte Mexico
01.2015 - 10.2018
  • Led audit planning, walk-throughs, risk assessments, and internal control evaluations under PCAOB standards.
  • Prepared and reviewed financial statements (Mexican FRS), tax reports, and fiscal situation statements.
  • Delivered high-quality statutory audits, achieving strong results in international quality reviews.
  • Supervised and trained junior staff; supported recruitment and team development initiatives.
  • Coordinated with Finance for audit-related payments and administrative processes.
  • Maintained strong client service by addressing inquiries and concerns effectively.

Education

Bachelor Degree - Accounting And Business Management

UNIVERSIDAD AUTONOMA DE NUEVO LEON
06.2015

Skills

  • Financial Reporting & Analysis
  • SAP / SAP HANA
  • Excel (Advanced)
  • Alteryx (Beginner)
  • Cross-Functional Collaboration
  • Project Support & Leadership
  • Diversity & Inclusion Advocacy
  • Time Management
  • Multinational Team Support

Languages

Spanish
Bilingual or Proficient (C2)
English
Bilingual or Proficient (C2)
German
Elementary (A2)

Timeline

Financial Accountant

Allianz Commercial (AGCS)
01.2023 - Current

Part-Qualified Financial Accountant

Monument Life Insurance DAC
01.2022 - 06.2023

Financial Control Assistant

Athora
02.2020 - 12.2021

Auditor Senior Level 3

Deloitte Mexico
01.2015 - 10.2018

Bachelor Degree - Accounting And Business Management

UNIVERSIDAD AUTONOMA DE NUEVO LEON

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Kristel Villarreal