Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
Generic

Ksenija Slivar

Zagreb

Summary

Detailed Product & Process Manager with over 14 years of experience in sales, business development and product management, process improvement and efficiency within banking industry. Innovated new processes with positive impacted profit margins, efficiency, and quality. Outgoing personality proven to win over stakeholders and successfully promote new methodologies.

Overview

15
15
years of professional experience

Work History

SME Strategic Products Expert

Addiko Bank AG
07.2023 - Current
  • Worked with multidisciplinary teams in new product rollout, effectively addressing inquiries and troubleshooting issues.
  • Developed and presented business cases, presentations and reports to senior management.
  • Collaborated with management to identify and prioritize new development concepts.
  • Monitored and tracked user progress to identify improvement opportunities.
  • Designed and prepared technical reports, studies, and related documentation.
  • Analyzed business problems, identifying root causes and developing robust solutions.
  • Supported enterprise and business goals by introducing new product and service offerings.
  • Identified and recommended new products based on market research and consumer analysis.
  • Facilitated product development with implementation of standard best practices.
  • Evaluated customer needs and feedback to drive product and service improvements.
  • Devised and implemented processes and procedures to streamline operations.
  • Developed effective improvement plans in alignment with goals and specifications.
  • Educated staff on organizational mission and goals to help employees achieve success.

Senior Product & Process Manager

Addiko bank d.d.
  • Sales growth in SME loans and acquiring new clients: Develop targeted marketing campaigns to promote quick and easy loan products to SMEs, highlighting competitive interest rates, flexible repayment options, and quick approval processes with minimum documentation
  • Conduct market research to identify potential client segments and their specific financing needs, emphasize on tailoring products to meet the market demands and client needs in alignment with high-level management Strategy and initiatives
  • Collaborate with sales teams to provide training and sales support, equipping them with the knowledge and tools to effectively sell loan products
  • Monitor portfolio performance by reviewing knock-out and valuation criteria for loan approval process in accordance with Sales team, Controlling and Underwriting to prevent potential NPL
  • Loan approval process development
  • Collaborate with BPM team on releases regarding Appian platform, preparing user stories in JIRA, aligned with Product Roadmap and business objectives and demands
  • Coordinated releases on DLS that included CDE calls (CRIF), EURO project conversion
  • Collaborate with developer team on DLS application for bug-fixing and demands regarding new releases and process optimizations, usage of Appian Designer
  • Education and support to all peers within the Bank involved in SME segment clients (OPS, Back office, AML, Compliance, Legal) regarding new releases with procedure updates
  • CRM application - Call tracker - initial UAT sign-off and pilot production
  • Web loan SME
  • Monitor & assist development of SME Web loan with Digital transformation team / analyst / Endava team / Data Management
  • Maintenance of Trade Finance Products
  • Digital sales - Consumer Cash loans
  • Monitor performance marketing and web loan funnel conversion from visit to calculator to submit loan to TTD to disbursement

Senior Relationship Manager for SME clients

Addiko bank d.d
03.2022 - Current
  • Sales objectives: Achieving sales goals in accordance with planned budget & targets within portfolio of 120 SME clients (Small segment) and acquiring new clients with focus on retention and maintenance
  • Relationship Building: Cultivate strong and lasting relationships with SME clients, becoming their trusted advisor and primary point of contact for all banking and financial needs
  • Foster a deep understanding of their business, industry, and objectives to provide tailored solutions
  • Account Management: Take ownership of existing SME client portfolios, proactively managing their financial needs and ensuring high client satisfaction
  • Conduct regular account reviews, identify cross-selling opportunities, and deliver exceptional customer service to maximize client retention and loyalty
  • Risk Management: Assess and manage credit risks associated with SME clients, ensuring compliance with regulatory requirements and bank policies
  • Conduct thorough financial analysis, evaluate creditworthiness, and structure credit facilities appropriately to mitigate risks while meeting client needs
  • Team Collaboration: Collaborate with internal stakeholders, including product managers, credit officers, and operations teams, to deliver seamless and efficient services to SME clients
  • Coordinate and lead cross-functional teams to address client inquiries, resolve issues promptly, and ensure timely delivery of products and services.

Relationship manager for Micro clients

Erste & Steiermarkische bank d.d.
06.2017 - 05.2019

Relationship Manager for SME clients

Splitska banka d.d - Societe Generale
08.2015 - 06.2017

Retail client advisor

Hypo Alpe-Adria-Bank d.d.
04.2013 - 08.2015

Teller

Hypo Alpe-Adria-Bank d.d.
05.2009 - 04.2013

Education

Master of Economy (mag.oec) -

Sveučilište Sjever
02.2020

Web designer -

Algebra
01.2021

Bachelor of Croatian culture -

Sveučilište u Zagrebu
11.2011

Skills

  • JIRA
  • Power BI
  • Appian DLS
  • HTML / CSS
  • Operational Excellence
  • Workflow Analysis
  • Project Requirements
  • Process Mapping
  • Process Automation
  • Teamwork and Collaboration
  • Customer Service
  • Decision-Making
  • Professional and Courteous
  • Work Planning and Prioritization
  • Managing Operations and Efficiency
  • Strategic Planning
  • MS Office
  • Process Improvement
  • Performance Evaluations
  • Business Development

Accomplishments

  • Successfully Completed several Appian DLS Releases: Led and managed the successful completion of several Appian DLS (Digital Loan System) releases for SME clients, ensuring timely delivery of new features, enhancements, and bug fixes. Collaborated closely with cross-functional teams, including developers, testers, and stakeholders, to meet project milestones and exceed client expectations. Most important DLS Release regarding inmplementation of CDE risk calls in cooperation with BPM & CRIF team with cross cooperation between Risk and development departments.
  • EURO Conversion Project for SME Clients: Played a pivotal role in the seamless transition of SME clients to the EURO currency during a conversion project regarding loan approval process. Tracked and supervised comprehensive plan to update systems, processes, and documentation, ensuring a smooth transition and minimizing disruption to client operations. Received positive feedback from project team for the successful execution of the project.
  • Mentoring Team Members in Corporate Education: Actively mentored and coached team members in corporate education programs, focusing on enhancing their knowledge and skills in product management. Provided guidance on best practices, industry trends, and effective communication techniques. Recognized for the positive impact on team performance and individual career development.
  • Successful Comprehension of Consumer Digital Sales: Led initiatives to enhance consumer digital sales by analyzing market trends, customer behavior, and user experience. Leveraged data-driven insights to optimize the online sales funnel, resulting in increased conversion rates and revenue growth. Collaborated with relevant teams on implementation of E2E Postman webloan channel.
  • Customer Satisfaction and Retention: Demonstrated exceptional customer satisfaction and retention rates through the successful delivery of high-quality products and proactive customer engagement. Employed a customer-centric approach to gather feedback, understand pain points, and implement product enhancements that aligned with customer needs. Recognized for maintaining strong customer relationships and driving long-term loyalty.

Languages

English

Timeline

SME Strategic Products Expert

Addiko Bank AG
07.2023 - Current

Senior Relationship Manager for SME clients

Addiko bank d.d
03.2022 - Current

Relationship manager for Micro clients

Erste & Steiermarkische bank d.d.
06.2017 - 05.2019

Relationship Manager for SME clients

Splitska banka d.d - Societe Generale
08.2015 - 06.2017

Retail client advisor

Hypo Alpe-Adria-Bank d.d.
04.2013 - 08.2015

Teller

Hypo Alpe-Adria-Bank d.d.
05.2009 - 04.2013

Senior Product & Process Manager

Addiko bank d.d.

Master of Economy (mag.oec) -

Sveučilište Sjever

Web designer -

Algebra

Bachelor of Croatian culture -

Sveučilište u Zagrebu
Ksenija Slivar