Meghna Patel
Newark
Summary
Detail-oriented professional with extensive experience in managing complex financial crime investigations. Skilled in suspicious activity identification, data analysis, and report writing, contributing to effective compliance and risk mitigation efforts. Ready to leverage expertise to drive impactful compliance initiatives.
Overview
10
10
years of professional experience
Work History
Senior Money Laundering Investigations Officer
JPMorgan Chase
Newark
01.2025 - Current
- Lead and manage a team of 8-10 AML investigators responsible for complex financial crime investigations.
- Acted as AML Subject Matter Expert (SME) for enterprise-wide initiative implementing artificial intelligence (AI) within transaction monitoring alert generation and investigative workflow.
- Identified and escalated suspicious activity patterns including structuring, layering, funnel accounts, and trade-based money laundering to strengthen compliance efforts.
- Provided subject matter expertise on BSA/AML regulations and guidance issued by the Financial Crimes Enforcement Network (FinCEN).
- Review and approve Suspicious Activity Reports in accordance with regulatory standards issued by the FinCEN.
- Developed and delivered AML training sessions for junior investigators to enhance investigative skills and knowledge.
- Monitored team KPIs (alert volumes, SAR turnaround time, quality assurance scores) and implemented workflow enhancements to achieve SLAs.
Anti Money Laundering Investigator
JPMorgan Chase
Newark
06.2021 - 01.2025
- Conducted thorough investigations using financial records and transaction data.
- Analyzed suspicious transactions to identify potential money laundering activities.
- Led training sessions on anti-money laundering regulations and best practices for staff across multiple departments, enhancing organizational awareness and adherence.
- Trained new team members on investigation protocols and procedures to ensure compliance and effectiveness.
- Addressed customer inquiries about accounts or transactions linked to potential money laundering schemes, facilitating timely resolution and maintaining trust.
Senior Personal Banker
TD Bank
Wilmington
01.2016 - 06.2019
- Surpassed individual sales goals for deposit accounts, credit products, and lending solutions.
- Built strong customer relationships through exceptional service and timely responses to inquiries.
- Trained new employees on banking processes, enhancing team readiness and service quality.
- Coached junior staff on personal banking best practices, fostering a knowledgeable and effective team.
- Conducted regular training sessions on compliance policies and product knowledge.
- Performed daily transactions such as cash deposits, check cashing, loan payments and money orders.
Education
Bachelor of Science - Marketing
University of Delaware
Newark, DE12-2019
Skills
- BSA/AML compliance
- Suspicious activity identification
- Risk assessment
- Excel data analysis
- Data visualization
- Lexis Nexis
- Report writing
- Time management
- Team leadership
Accomplishments
Blue Ribbon Quality Award- 2024 and 2026
Timeline
Senior Money Laundering Investigations Officer
JPMorgan Chase
01.2025 - Current
Anti Money Laundering Investigator
JPMorgan Chase
06.2021 - 01.2025
Senior Personal Banker
TD Bank
01.2016 - 06.2019
Bachelor of Science - Marketing
University of Delaware