RATAN KUMAR
Developer/Product Owner
Frankfurt
Summary
COBOL developer/Interim Product Owner/JAVA Developer with total 15 Years of strong domain and functional expertise in Retail and Banking
Overview
15
15
years of professional experience
2
2
Certifications
2
2
Languages
Work History
HCL Project trainee
HCL Technologies Germany GmbH
01.2026 - 05.2026
- Strengthened core DB2 and COBOL knowledge complemented by internal HCL trainings and German language lessons
- Hands-on training in Microsoft Azure fundamentals to build cloud skills relevant for backend and DevOps roles
Software Developer/Product Owner
HCL Technologies Germany GmbH
01.2022 - 12.2025
- Project: Base Capacities, ING DIBA client
- Contributed to backend development as a junior Java developer, focusing on creating and improving application functionalities using Java and Spring Batch frameworks.
- Acted as a Product Owner, defining product vision, prioritizing features, and aligning them with business objectives to meet stakeholder needs effectively.
- Provided business analysis support by gathering requirements, analysing workflows, and offering recommendations to streamline processes.
- Ensured governance compliance by implementing best practices and monitoring adherence to organizational policies within development projects.
- Utilized tools such as IntelliJ IDEA, Azure DevOps, and ServiceNow to manage development processes, automate workflows, and track project progress.
- Collaborated in the Base Capacities team to deliver scalable solutions aligned with organizational goals while coordinating across multidisciplinary teams.
Software Developer COBOL
HCL Technologies Germany GmbH
11.2019 - 10.2021
- Project: Easy Financing, ING DIBA Client
- Addressed day-to-day production issues in the loan processing systems for ING DIBA Germany, ensuring smooth operations and timely resolution.
- Developed COBOL code to handle RATENKREDIT and RAHMENKREDIT loan products according to specific requirements, enhancing system functionality.
- Contributed to the PSC2EASY project by supporting the migration of COBOL batch jobs into a new Java-based environment, improving efficiency and scalability.
- Utilized tools related to COBOL development and IntelliJ IDEA to deliver robust technical solutions aligned with organizational needs.
- Employed Service Now for tracking incidents and managing workflows, ensuring transparency and efficient handling of support activities.
Technical Lead/Lead Consultant
HCL Technologies Germany GmbH
01.2019 - 10.2019
- Project: Production support cards, Deutsche Bank Client
- Worked as a consultant and on a new project proposals for HCLTech
Technical Lead Mainframes
TATA CONSULTANCY SERVICES
10.2013 - 12.2018
- Project: Production support cards, Deutsche Bank Client
- Delivered day-to-day production support for Debit and Credit Card systems at ensuring seamless operation and resolution of issues in a timely manner.
- Administered systems overseeing the full life cycle of Debit and Credit Cards issued by Deutsche Bank, Berliner Bank, and Noris Bank Germany.
- Managed and prioritized critical issues related to Self-Banking Devices across Germany, including troubleshooting problems with Geld Automat and Banking Terminal machines.
- Supported service operations by monitoring system performance and executing problem-solving strategies to ensure high availability for banking applications.
Team member Mainframe
TATA CONSULTANCY SERVICES
07.2011 - 09.2013
- Project: The Home Depot Merchandising IT support, USA Client
- Resolved critical mainframe job abends promptly to ensure uninterrupted operations in the merchandising IT support project.
- Developed and modified COBOL DB2 programs in response to evolving business requirements, enhancing system functionality and meeting organizational goals.
- Implemented database updates to reflect new advertising prices (AD) for SKUs, ensuring pricing accuracy across systems.
- Collaborated with cross-functional teams to provide production support, addressing technical issues effectively to minimize downtime.
- Utilized tools such as SPUFI, EZT's, HPSM, JCL, and Java UI to manage production tasks, program changes, and troubleshooting efficiently.
- Conducted regular system monitoring and maintenance to ensure reliability and smooth performance of mainframe operations.
Education
Bachelor of Engineering - Information Science
RNS Institute of Technology
BangaloreSkills
- Language: COBOL, JCL, Java, Spring, Html
- Framework: Mainframes, Wicket, Spring Batch
- DB: DB2, Oracle
- Relationship building
- Client relationship management
- Data collection
- Agile methodologies
- Hardware: IBM Mainframes Z/OS, IBM OS/390
- Tools Used: IntelliJ IDEA, SQL, File-Manager, Spufi, TSO, ISPF, IBM Fault Analyzer, OPCA, IKV
Accomplishments
- Awarded 'Best Employee' in my first organization for outstanding performance and contribution.
- Certified ITIL Expert with strong process knowledge; proficient in German (B1 level).
- Successfully collaborated with Deutsche Bank as a client for 4 years in Frankfurt, Germany, contributing to key IT initiatives.
- Delivered impactful results while working with ING Bank for over 6 years in Frankfurt, Germany, driving operational efficiency and client satisfaction.
Certification
ITIL Expert certification on Service Operations, Service Strategy, Service Design
Relevant Work Experience
- Strong Domain and Functional expertise in Banking(Retail Banking) for different clients
- Coordinated with different stakeholders (Business, Development, Infrastructure and External vendors) to ensure smooth execution of end to end implementation activities
- Provide Status Reports to Senior Management on a periodic basis. Defining tasks, allocating resources, establishing milestones, prioritizing work and product defects and communicating status
- Expertise in DB2 application programming and COBOL. Proficient in preparation of SQL and DB2 Application programming and possess strong troubleshooting skills
- Proven expertise in troubleshooting real-time performance problems & production outages in application
- Expertise in transforming the requirements to technical definitions, coding, testing and implementing the same
- Ability to meet deadlines and handle pressure, coordinating multiple tasks in the project environment.
- An excellent team player with an ability to perform individually, with good interpersonal relations, strong communication & presentation skills with high level of motivation.
Timeline
HCL Project trainee
HCL Technologies Germany GmbH
01.2026 - 05.2026
Software Developer/Product Owner
HCL Technologies Germany GmbH
01.2022 - 12.2025
Software Developer COBOL
HCL Technologies Germany GmbH
11.2019 - 10.2021
Technical Lead/Lead Consultant
HCL Technologies Germany GmbH
01.2019 - 10.2019
Technical Lead Mainframes
TATA CONSULTANCY SERVICES
10.2013 - 12.2018
Team member Mainframe
TATA CONSULTANCY SERVICES
07.2011 - 09.2013
Bachelor of Engineering - Information Science
RNS Institute of Technology