Summary
Overview
Work History
Education
Skills
Websites
Certification
Languages
Timeline
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RIKAZA SINNEN

Levetzowstraße 13a Berlin

Summary

Results-oriented banking professional with over 5 years of experience in retail banking across the Asian market, with a strong focus on KYC, AML compliance, and client due diligence. Proven track record at Commercial Bank of Ceylon PLC in handling retail lending, trade finance, and regulatory adherence. Passionate about financial crime prevention and eager to deepen knowledge of European compliance frameworks. Currently, seeking opportunities to apply and expand expertise in a fast-paced environment. Highly motivated to support KYC reviews, screening checks, and operational processes while adapting to new regulatory standards in Europe.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Executive Assistant

Commercial Bank of Ceylon
04.2023 - 06.2025
  • Conducted comprehensive KYC reviews and due diligence processes, achieving zero compliance violations over 18 months,monitored CDD systems daily, verifying customer profiles and transaction history for 200+ SME and domestic clients per quarter,Identified and mitigated AML/CFT risks through systematic screening and analysis and maintained 98% portfolio quality rate across retail lending portfolios through stringent compliance standards.
  • Managed retail lending portfolios (personal, housing, leasing) with strict regulatory adherence,conducted thorough collateral assessments and credit risk evaluations for SME loan applications,streamlined office workflows through digitization, increasing operational efficiency by 35% and led 6-month Core Banking system integration project, improving transaction processing speed.
  • Cross-sold banking products achieving 120% of sales targets through strategic client engagement,identified and onboarded priority clients, enhancing business opportunities through tailored offerings and provided high-level administrative support while managing key corporate client relationships.
  • Oversaw end-to-end cheque clearing processes, ensuring verification, validation,settlement accuracy.
  • Achieved customer satisfaction rating through thorough service delivery,successfully identified and escalated cases of potential money laundering activities,contributed to department's compliance rating improvement and developed expertise in transparency register reviews and ownership structure analysis.





Junior Executive Assistant

Commercial Bank of Ceylon
09.2021 - 04.2023
  • Managed and maintained accurate financial records for audits, ensuring 100% compliance with regulatory standards.
  • Managed customer relationship management and account maintenance,conducted risk assessments for new and existing customers,ensured compliance with banking regulations and internal policies,performed transaction monitoring and suspicious activity identification,maintained up-to-date knowledge of regulatory changes and industry standards.
  • Identified and canvassed new potential customers to achieve SME growth targets and assessed the financial health of SMEs, offering various banking products such as loans, business accounts, OD facilities and helping businesses manage finances effectively.
  • Conducted credit appraisals and analyzed financial data to support loan approvals, reducing default rates.
  • Assisted in cross-selling banking products, contributing to increase in new account openings.
  • Handled export proceeds operations and foreign currency transactions, ensuring compliance with Foreign Exchange Act.
  • Supported branch budgeting and regulatory reporting, streamlining processes to improve efficiency.
  • Streamlined administrative and operational workflows by coordinating internal communications and tracking documentation for loan disbursement, ensuring timely movement of files and approvals.
  • Successfully processed customer reviews annually with 99% accuracy rate,implemented improved KYC documentation procedures, reducing processing time by 25%,contributed to successful regulatory audits with zero compliance findings and trained junior colleagues on KYC best practices and regulatory updates.

Banking Trainee

Commercial Bank of Ceylon
10.2019 - 09.2021
  • Performed KYC reviews and transaction monitoring, preparing Suspicious Transaction Reports to ensure AML compliance.
  • Handled inward and outward Cheque clearing.
  • Maintained accuracy in cash operations and ATM/CRM reconciliations.
  • Promoted banking products, successfully onboarding new accounts monthly.
  • Processed foreign currency transactions, including telegraphic transfers and remittances, adhering to regulatory guidelines.
  • Timely submission of relevant customer data to the workflow management system.
  • Assisted with loan documentation processes and supported credit analysis activities, ensuring compliance with internal risk assessment policies and regulatory standards.
  • Opened Accounts, Issued Balance Confirmation and AIT Certificates, Processed CEFTS, SLIPS and RTGS Payments, Handled Debit and Credit Card Operations.
  • Streamlined daily branch operations by collaborating with cross-functional teams to facilitate seamless transaction processing and enhance overall customer experience.

Intern

09.2018 - 08.2019
  • Supported retail banking operations, including KYC verification and customer service.
  • Gained practical experience in financial processes and data management.

Education

B.Sc. (Hons) - Banking and Finance

London Metropolitan University
01.2025

BA - Global Business

University of The West of Scotland
01-2025

Diploma - Fintech

London School of Business And Social Sciences
01.2024

Bachelor of Science - Financial Engineering

University of Colombo
Online
12-2025

Executive MSc - Finance

Asia E University
Online
07-2026

Skills

  • KYC reviews and Enhanced Due Diligence (EDD)
  • AML & Counter-Terrorist Financing (CTF) compliance
  • Customer Due Diligence (CDD) systems monitoring and management
  • PEP screening, sanctions lists, and suspicious transaction reporting
  • Trade finance compliance and foreign exchange regulations
  • Credit Analysis,Risk assessment,Mitigation strategies and Forecasting
  • Python, SQL, Power BI, R Software
  • Core Banking Systems, Digital Onboarding Platforms, ERP
  • Microsoft Office 365 (Excel, Word, PowerPoint, Outlook)
  • Customer relationship management(CRM) and process automation
  • Internet research, open-source intelligence, regulatory databases

Certification

  • Certificate in Legal aspects in banking Institute of Bankers of Sri Lanka-2025
  • Certificate in Financial Analysis and Forecasting Institute of Chartered Accountants of Sri Lanka-2025
  • Certificate in Foreign Exchange Institute of Bankers of Sri Lanka-2024
  • Certificate in introduction to Python Programming Royal Institute of Colombo-2024
  • Certificate in Enterprise Resource Planning SLIIT-2024
  • AML/CFT General Awareness-Banking (Sri Lanka) Fintelekt-2024
  • Certificate in Investment Fundamentals European Institute of Leadership and Management, Dublin-2023
  • Certificate in Branch banking operations Institute of Bankers of Sri Lanka-2023
  • Certificate in Stock market course for beginners Ceylon Exchange Mentoring-2023
  • Mini MBA International Business Management Institute (IBMI)-2021

Languages

English
Bilingual or Proficient (C2)
German
Intermediate (B1)
Malay
Bilingual or Proficient (C2)
Sinhala
Bilingual or Proficient (C2)

Timeline

Executive Assistant

Commercial Bank of Ceylon
04.2023 - 06.2025

Junior Executive Assistant

Commercial Bank of Ceylon
09.2021 - 04.2023

Banking Trainee

Commercial Bank of Ceylon
10.2019 - 09.2021

Intern

09.2018 - 08.2019

B.Sc. (Hons) - Banking and Finance

London Metropolitan University

BA - Global Business

University of The West of Scotland

Diploma - Fintech

London School of Business And Social Sciences

Bachelor of Science - Financial Engineering

University of Colombo

Executive MSc - Finance

Asia E University

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