Summary
Overview
Work History
Education
Skills
Websites, Portfolios and Profiles
Internships and Social Work
Languages
Timeline
Generic
Riya Bharti

Riya Bharti

Freising

Summary

Finance and payment operations specialist with over four years of experience in syndicaated loans, cross-border payments, and fintech operations. Expertise includes payment investigations, process automation, SOP development, and operational workflow optimisation in high-volume environments. Collaborated with global clients and financial institutions to enhance service delivery and streamline processes.

Overview

5
5
years of professional experience

Work History

Payments Ops Senior Specialist II

Aspire FT India Private Limited
06.2025 - 02.2026
  • Managed end-to-end cross-border payment operations, ensuring timely and accurate execution of wire transfers, refunds, payment investigations, reconciliations, and payroll processing.
  • Processed transactions through Wise, DBS Bank, Currencycloud, and Triple-A while ensuring operational accuracy and compliance.
  • Developed and refined SOPs for payment operations and automation workflows, enhancing clarity and consistency in processes.
  • Actively contributed to automation initiatives by assisting in migration of high-volume manual workflows into automated operational processes.
  • Worked on Jira automation enhancements, Slack integrations, and Google Apps Script-based workflow improvements.

Specialized Account Services Specialist

S&P Global
Gurgaon
09.2024 - 06.2025
  • Supported top global client under WSO by collaborating within specialized servicing team, ensuring high-quality service delivery.
  • Managed syndicated loan lifecycle activities including trade settlement, reconciliation, paydowns, commitment reductions, and interest processing.
  • Collaborated with management and internal teams on developing and standardizing SOPs, improving process consistency.
  • Tested and validated automation rules to reduce operational breaks across ledgers and portfolios, enhancing reliability.

Senior Outsourcing Delivery Analyst

S&P Global
Gurgaon
10.2022 - 08.2024
  • Executed operational processing, validated financial data, and provided client servicing for syndicated loan workflows.
  • Contributed to operational clean-up, data migration, and process improvement initiatives, enhancing overall workflow efficiency.
  • Selected as one of four analysts for Special Services team managing sensitive, high-priority global clients.

Outsourcing Delivery Analyst

S&P Global (formerly IHS Markit)
Gurgaon
07.2021 - 10.2022
  • Processed operational activities for restructures, amendments, and new deal closings across loans, bonds, ABS, equities, and CDS, ensuring seamless transitions and compliance with regulatory standards.
  • Implemented quality control measures for analytical processes, maintaining high standards.
  • Mentored junior analysts, providing guidance and support to foster professional development.

Education

B.Com (Hons) -

University of Delhi
India
01-2020

Skills

  • Payment reconciliation
  • Wire processing
  • Cross-border payments
  • Trade settlement processes
  • Payment investigations
  • CurrencyCloud utilization
  • Wise platform expertise
  • DBS Bank operations knowledge
  • Risk management strategies
  • SOP optimisation
  • Process automation
  • Microsoft Excel proficiency
  • Jira automation
  • Apps Script development
  • AWS
  • Triple-A solutions
  • Slack integration for collaboration
  • Financial data validation

Websites, Portfolios and Profiles

linkedin.com/in/riyabharti21/

Internships and Social Work

1. Corporate HR Intern – 12/19/19 to 04/30/21

Ashiana Housing Limited, New Delhi

  • Worked in L&D, Compliances, Recruitment, Administration and Tax departments.

2. HR & Marketing Intern – 12/6/20 to 06/30/21 

Ezy Wise Services, Remote

  • Promoted Financial Services of the company and completed assigned HR projects.

3. Project Management Intern – 06/01/19 to 07/31/19

Government of Delhi, Delhi

  • Managed 12 cultural centers and 8 field interns to assist in organizing an event attended by Deputy CM of Delhi.

4. Social, Media and Fund-Raising Intern – 06/01/19 to 07/31/19

Today’s Kalam, Remote

  • Raised Rs. 10,000 for the education of underprivileged kids through offline and online marketing.

5. Social Work Member – 2018-2019

ENACTUS, PGDAV College

  • Worked with ENACTUS PGDAV on project 'Korakagaz' where skills were imparted to Gender based violence survivors. The project focused on helping the survivors earn a living.

Languages

English
Proficient
C2
Hindi
Proficient
C2
German
Beginner
A1

Timeline

Payments Ops Senior Specialist II

Aspire FT India Private Limited
06.2025 - 02.2026

Specialized Account Services Specialist

S&P Global
09.2024 - 06.2025

Senior Outsourcing Delivery Analyst

S&P Global
10.2022 - 08.2024

Outsourcing Delivery Analyst

S&P Global (formerly IHS Markit)
07.2021 - 10.2022

B.Com (Hons) -

University of Delhi
Riya Bharti