Shantal Murillo
Senior Compliance Officer
Frankfurt
Summary
Senior Compliance & Regulatory Professional with 7+ years’ experience in cross-border financial regulation, AML/CFT compliance, and internal control frameworks across the EU, Africa, and Latin America. Proven success in building robust compliance programs, managing third-party risk, leading regulatory monitoring, and driving cross-departmental stakeholder engagement. Strong track record navigating CSSF, EU, and FATF frameworks within AIFM and financial industry contexts.
Overview
13
13
years of professional experience
7
7
Certifications
3
3
Languages
9
9
years of post-secondary education
Work History
Senior Compliance/AML Officer
Finance in Motion
02.2023 - Current
- Led the regulatory monitoring program, reviewing over 400 EU and CSSF updates to support internal awareness and implementation across Compliance, Risk, and Operations teams.
- Designed and implemented the firm’s outsourcing framework, aligning with CSSF Circular 22/806 and EBA Guidelines, and led multiple third-party AML/CFT assessments for critical service providers.
- Developed and implemented internal control programs, monitoring fund operations for compliance with applicable AIFMD, AMLD, and CSSF regulations.
- Delivered strategic input on regulatory reporting, AML plans, and sanctions frameworks, covering high-risk jurisdictions across Latin America, MENA, and Sub-Saharan Africa.
- Championed cross-functional stakeholder engagement, drawing on early career experience as a consultant to align internal departments and promote a risk-aware culture.
- Partnered with internal tech teams to deploy new KYC/AFC systems, resulting in significant efficiency gains in investor and counterparty onboarding.
- Coordinated AIFM registration and governance structure build-up in Luxembourg, ensuring compliance with CSSF circulars and industry standards.
KYC Associate
Finance in Motion
12.2020 - 01.2023
- Built and operationalized a dedicated KYC function from scratch, defining structure, tools, and workflows in collaboration with over 5 cross-functional departments, enabling the onboarding of 50+ counterparties within the first year.
- Developed and executed all KYC/AML risk assessments for service providers and investors, ensuring compliance with EU AML directives, FATF standards, and internal policies; contributed to a 25% reduction in onboarding exceptions.
- Led periodic KYC reviews and ongoing monitoring across 10+ jurisdictions, identifying and escalating high-risk profiles, which resulted in formal risk mitigations and stronger policy enforcement.
- Reviewed internal KYC alert and screening procedures that significantly improved turnaround times and reduced operational risk.
- Established strong relationships with key stakeholders, facilitating effective communication across departments and teams.
Compliance Consultant
Green Climate Fund
04.2018 - 11.2020
- Provided regulatory and due diligence support to global investment and legal teams across 12+ jurisdictions, helping to design and maintain compliance frameworks that supported cross-border operations.
- Advised on complex sanctions, conflicts of interest, and AML risk matters, supporting resolution of high-risk cases and engaging with public-sector regulators and private-sector stakeholders across the EU and MENA regions.
- Produced executive-level compliance reports, including investigations and financial crime reviews, to support strategic and operational decision-making.
- Led improvements to record retention and compliance documentation processes, increasing transparency and audit-readiness.
- Evaluated third-party vendors for compliance risks, mitigating potential exposure to legal liabilities.
- Promoted to Consultant role from Internship following consistent delivery of high-quality compliance solutions.
Associate Consultant
Alcenit Corporation
01.2013 - 08.2014
- Delivered data governance and compliance projects for private-sector clients, aligning operations with national and regulatory standards.
- Led consulting engagements focused on operational efficiency, compliance automation, and procedural harmonization.
- Authored corporate procedural manuals, streamlining internal processes in accordance with international benchmarks and ISO frameworks.
- Advised companies on labor, civil, and administrative law, supporting policy design and regulatory compliance.
- Established early expertise in stakeholder engagement, facilitating alignment across departments and clients—a skill carried throughout your compliance career.
- Simultaneously managed 4–6 complex client projects, consistently meeting all deadlines while maintaining high standards in compliance deliverables and client satisfaction.
- Delivered high-quality presentations showcasing key findings and recommendations to both internal stakeholders and clients.
Education
Master of Arts - Public Administration
Hanyang University
South Korea 03.2016 - 02.2018
Certificate - Korean Language Studies (Level 5)
Jeonju University
South Korea 08.2014 - 02.2016
J.D. - Law and Political Science (JD-equivalent)
Santa María La Antigua Catholic University
Panama 01.2009 - 02.2014
Skills
AML/CFT Frameworks and Investigations
Policy Drafting & Coordination
Regulatory Policy Advisory
Financial Sanctions & KYC
Cross-Border Regulatory Compliance
Report writing
Team collaboration
Documentation review
Regulatory expertise
Investigations skills
Certification
Certified Anti-Money Laundering Specialist (CAMS), ACAMS, 2020-03-01, 2023-08-01
Affiliations
- ACAMS, 1000495969
- ACSS, 68143535
- Fimshare e.V., Board Member, 2023-07-01, 2024-07-31
Awards
- Korean Government Scholarship Program, 2017
- Global Undergraduate Exchange Program (UGRAD) Scholarship, U.S. Dept. of State, 2011
Publications
Afuera crecen los árboles y otros giros del destino, Foro/Taller Sagitario Ediciones, 2013, Author
Languages
English
Bilingual or Proficient (C2)
Spanish
Bilingual or Proficient (C2)
German
Elementary (A2)
Timeline
Senior Compliance/AML Officer
Finance in Motion
02.2023 - Current
KYC Associate
Finance in Motion
12.2020 - 01.2023
Compliance Consultant
Green Climate Fund
04.2018 - 11.2020
Master of Arts - Public Administration
Hanyang University
03.2016 - 02.2018
Certificate - Korean Language Studies (Level 5)
Jeonju University
08.2014 - 02.2016
Associate Consultant
Alcenit Corporation
01.2013 - 08.2014
J.D. - Law and Political Science (JD-equivalent)
Santa María La Antigua Catholic University
01.2009 - 02.2014