Summary
Overview
Work History
Education
Skills
References
Software
Timeline
Generic
Sonali Chandgude

Sonali Chandgude

Finance
Berlin

Summary

Finance professional with 10 years of comprehensive experience in Traditional Banking and Finance, specializing in asset management, loan services, branch banking, corporate payroll, and regulatory compliance in AML/KYC and risk management. Currently pursuing an M.Sc. in Finance at the International School of Management, Berlin, and contributing to Solaris Fintech Risk Management and Compliance team. Recognized for subject matter expertise in AML/KYC across diverse entity types and risk levels, I bring a strong foundation in financial crime prevention, regulatory frameworks, and fintech compliance aligned with German and European standards. Proficient in Finacle, Finnone, Salesforce, LOS, CRM, Jira, Confluence, and MS Office, I leverage my technical skills to drive innovative, compliant solutions in the evolving fintech sector.

Overview

11
11
years of professional experience
19
19
years of post-secondary education
4
4
Languages

Work History

Program and Third Party Management Working Student

Solaris Bank
10.2024 - Current
  • Collect, extract, clean, map, and process contract data to ensure accuracy for reporting and integration.
  • Maintain and validate contract data in the Single Source of Truth (SSOT) system for reliable, up-to-date information.
  • Review and analyze company legal contracts to ensure compliance and accuracy in alignment with third-party risk policies.
  • Support third-party management initiatives, including performance evaluations, compliance monitoring, and relationship management.
  • Collaborate with the team to deliver timely reports and presentations, providing data-driven insights to internal and external stakeholders.

Sales Manager

Deutsche Bank AG
10.2022 - 01.2024


• Spearheaded AML/KYC verification, compliance for corporate payroll solutions

• Handling Corporate payroll account opening company Name ( DIPL ) operation for KYC verification / analysis for Saving Account.
• Verification of KYC documents submitted by the customer as per KYC norms and bank policy for saving,
salary account opening.
• Transaction monitoring for newly opened account as per AML guidelines.
• As per KYC policy adopted by bank, details such as regulated, listed, government ID, legal name, principle
place of business, financials etc. are identification and uploading documents into bank’s database.
• Categorized the product offerings into Personal loans and OD, with ticket sizes ranging from 1 to 25 lakhs.

Asst. Sales Manager

HDFC Bank
07.2019 - 04.2022

• Spearheaded AML/KYC verification, compliance for corporate payroll solutions

• Managing monthly and annual goals of the west region of the bank responsible for managing a team of 12 people that generates around 12 Cr of business in a month.
• Coordinating with CREDIT, Operations Team for login to disbursal process on micro level.
• Handing personal Loan & Business Loan [Core Products]

• Co-ordinating with Credit and operation team and taking care of pre and post approval process handling from log in till disbursement.
• Manage relationship with existing clients to ensure top up and up sell new subscription products.
• Handling start to end issues for Personal Loan and Business Loan products. Products from pre sales to post disbursement.

• Administering collection with payment defaulters of the acquired portfolio to recover the amount.


Assistant Manager

Bajaj Finserv
07.2013 - 07.2019

1. Bajaj Allianz Financial Distributors Ltd. Assist Manager 17th Jul 2013 to 30th Jun 2015 2. Bajaj Allianz Staffing solutions Ltd. Assist Manager
Period - Jul 2015 to 31st May 2016
3. Adeco India Pvt Ltd. Pune Assistant Manager

Period - June 2016 to 30th Nov 2017
4. TeamLease Services Ltd. Officer Sales
Period - Dec 2017 to 12th July 2019
• Worked for Bajaj Finance Ltd on role of above-mentioned third-party companies.


  • Oversaw personal loan products, generating maximum data penetration across Pune
  • Achieved top-performer status, surpassing regional targets by 20% annually
  • Cross-sold financial products, including EMI cards, credit cards, and insurance


Achievements: -

Top performer in best conversion form database calling & highest overall business growth as well as lead conversation across India in Oct. 2016
Have won Deepawali Laptop contest in Oct 2016.
Have won Deepawali Sparkling Deepawali Contest with Silver G in Oct. 2014.

Education

Master of Science - Finance

International School of Management
Berlin, Germany
05.2023 - Current

Bachelor of Science - Law

Modern Law College
Pune, Maharashtra
04.2001 - 10.2018

Skills

  • AML/KYC Compliance
  • Regulatory Compliance
  • Internal Audit
  • Accounting & Controlling
  • Investment Banking
  • Asset Management
  • Unsecured/Secured Loans
  • Corporate Payroll Accounts
  • Financial Statement Analysis
  • Recovery & Collections (if this refers to debt recovery)
  • Retail Banking Products

References

  • Seema Swamy, Asst Vice President, HDFC Bank, +91 9766499527, seema.swamy@hdfcbank.com
  • Amruta Awaghad, Senior Payroll Manager, Deutsche Bank, +91 7798678743, amruta.awaghad@db.com

Software

Jira, Egnyte, Google Sheets, Atlassian, Confluence, Salesforce, Finacle, Finnone , Microsoft Office (Outlook, Excel, Word, PowerPoint)

Timeline

Program and Third Party Management Working Student

Solaris Bank
10.2024 - Current

Master of Science - Finance

International School of Management
05.2023 - Current

Sales Manager

Deutsche Bank AG
10.2022 - 01.2024

Asst. Sales Manager

HDFC Bank
07.2019 - 04.2022

Assistant Manager

Bajaj Finserv
07.2013 - 07.2019

Bachelor of Science - Law

Modern Law College
04.2001 - 10.2018
Sonali ChandgudeFinance