SOPHIA ALEX
Business Associate
Elmshorn
Summary
Highly motivated and hardworking professional with a strong background in US Mortgage, Finance and business management. Operates well in both individual and team capacities with ability to quickly adapt to new tasks and environment. Resourceful and results driven with a passion for growth and efficiency to meet company needs and increase service value.
Overview
10
10
years of professional experience
Work History
Business Associate
International Tiles and Sanitary
Bengaluru
06.2021 - 04.2024
- Gathers financial data and compiles information for management presentations.
- Assisted with financial analysis, budgeting, and forecasting initiatives with the company.
- Maintained accurate records of all contracts, invoices and payments related to business activities.
- Coordinated with various departments within organization to ensure smooth functioning of daily operations.
- Conducted market research and generated detailed reports on potential new markets for company expansion.
- Developed monthly performance metrics and tracked progress against key objectives.
- Performed administrative duties such as scheduling meetings and appointments, preparing agendas and minutes of meetings.
- Utilized strong communication skills to negotiate deals with suppliers and vendors.
- Created and managed marketing campaigns for multiple products, increasing sales.
- Developed strategies for increasing customer engagement and satisfaction levels.
- Canceled orders based on customer requests, inventory or delivery problems.
- Implemented cost reduction initiatives, resulting in decreased operational costs.
Financial Analyst
Wells Fargo International Solutions Private Limited
Bengaluru
05.2019 - 05.2021
- Income calculations and verifying the documents of customers (Paystubs,W-2,self employed,title commitment docs)
- Helping the state side by making pre-underwriting to make the right decisions within the right time.
- Extensive experience in US mortgage ,Pre-underwriting,FHA,VA,USDA,Purchase,Refinance,active and inactive loans.
- Trained in different processes like ADS ,ADS++,HEQ and BCER(Banker Connection Electronic request).
- Evaluating and verifying the tax return documents like 1120,1120S,1065 AND 1040.
- Provided SME support and point of contact in the absence of FLM.
- Performed internal quality control.
Junior Accountant
International Tiles and Sanitary
Bengaluru
07.2014 - 06.2016
- Verified accuracy of invoices and other accounting documents or records.
- Performed daily accounting tasks such as journal entries, account reconciliations, cash flow management, budgeting and forecasting.
- Assisted in financial reporting and budgeting.
- Maintained accurate records of accounts payable and receivable, including invoices, payments, receipts, and bank deposits.
- Reviewed expense reports submitted by employees for accuracy prior to reimbursement.
- Inspected cash on hand, noted receivable, and payable, negotiable securities and canceled checks to confirm records are accurate.
Education
Master of Business Administration - Finance and Marketing
Bangalore University(Garden City College)
09.2018
Bachelor of Commerce - Finance
Calicut University
09.2014
Skills
- Financial Analysis and forecasting
- Teamwork
- Loan documentation
- Analytical skills
- Adaptability
- Decision making
- Microsoft Excel
Timeline
Business Associate
International Tiles and Sanitary
06.2021 - 04.2024
Financial Analyst
Wells Fargo International Solutions Private Limited
05.2019 - 05.2021
Junior Accountant
International Tiles and Sanitary
07.2014 - 06.2016
Bachelor of Commerce - Finance
Calicut University
Master of Business Administration - Finance and Marketing
Bangalore University(Garden City College)