Hossam Ragab
Waldkirch
Summary
Dynamic professional with extensive experience spanning commercial banking, financial intermediation, and investment across various roles and positions. Proficient in Stocks, ETFs,Forex, Direct investment, and Trade Finance instruments with hands-on experience in securities trading, portfolio management, negotiation, financial analysis, stress testing, credit valuation and analysis. Possess strong interpersonal skills, coupled with a proven track record of driving results and fostering positive client relationships. Adept at navigating complex financial landscapes and delivering strategic solutions to meet organizational objectives.
Overview
16
16
years of professional experience
Work History
Master Degree Study
Otto-von-Guericke University Magdeburg
- German orientation language course
- Master degree continuation and graduation, thesis grade 1.9 .
Treasury Controller
Alexandria Exchange House
Investment-Analyst
Private Investment House
Diera, Dubai, UAE
03.2016 - 03.2022
- Conducted In-Depth Research: Conducted thorough research and analysis of diverse investment opportunities, including stocks, alternative investments, direct investments, and various financial instruments. This led to the identification of high-return options and strategic portfolio enhancements.
- Financial Data Analysis: Analyzed financial statements, market trends, and economic dynamics, including both micro and macroeconomic factors, to provide insightful recommendations and support strategic investment decisions.
- Financial Modeling: Developed and simulated comprehensive financial models, such as Expected Default Frequency (EDF), Joint Factor Risk (JFR), profitability factors, risk scenario analysis, credit analysis, and default risk monitoring, enhancing risk management and profitability forecasting.
- Investment Strategy Development: Proposed tailored investment strategies aligned with specific financial instruments and the overall portfolio's risk tolerance and investment objectives, optimizing returns while effectively managing risk.
- Stakeholder Relationship Management: Assisted in maintaining strong relationships with key stakeholders, including brokers, fund managers, and custodians, to facilitate smooth operations and minimize counterparty risks.
- Performance Reporting: Produced performance reports and communicated investment performance with stakeholders, ensuring transparency and informed decision-making.
- Investment Analysis and Reporting: Conducted detailed investment analysis, calculations, and prepared comprehensive reports to support investment decisions.
- Portfolio Performance Enhancement: Enhanced portfolio performance by conducting thorough investment research and analysis, contributing to strategic asset allocation and investment selections.
Senior Trade Finance Operation Officer
Abu Dhabi Commercial Bank (ADCB)
03.2013 - 02.2019
- Charge Approval and Ledger Management: Approved charges advice ledger, ensuring accurate ledger reimbursement for clients' accounts, thereby maintaining financial integrity and client trust.
- Cross-Department Integration: Collaborated seamlessly with various departments including Syndication, Dealing Desk, Corporate, and Credit, to ensure cohesive operations and optimal client service.
- Organizational Excellence: Maintained a high level of organization related to documentation, segregation, safeguarding, and processing, ensuring compliance with regulatory standards and internal policies.
- Remittance Authorization: Authorized remittances, ensuring timely and accurate processing of international and domestic transactions, which enhanced client satisfaction and operational efficiency.
- Risk Mitigation: Proactively identified potential risks and implemented appropriate countermeasures or contingency plans, significantly reducing potential operational disruptions and financial losses.
- Report Preparation and Submission: Prepared and submitted detailed reports regarding assignments and ongoing investigations, providing critical insights for decision-making and operational improvements.
- Process Improvement: Improved overall department efficiency by streamlining processes and implementing new policies, resulting in enhanced productivity and reduced operational costs.
- Client Relations and Support: Addressed public questions, complaints, and requests with professionalism and efficiency, providing necessary assistance and ensuring high levels of client satisfaction.
Senior Financial Broker
Mac Capital Investment Bank (DIFC)
DIFC, Dubai, UAE
07.2009 - 01.2013
- Portfolio Management: Managed trading portfolios of high-net-worth clients comprehensively, overseeing all aspects to optimize investment performance and meet client objectives.
- Risk Analysis and Strategy Planning: Conducted portfolio risk analysis and developed strategic plans, both passive and active, to maximize profits while mitigating risk effectively.
- Market Analysis: Analyzed fundamental and technical aspects of the markets rigorously, providing valuable insights to clients and informing trading decisions.
- Over-the-Counter Deals: Advised and executed over-the-counter deals for clients, ensuring efficient and profitable transactions tailored to their needs and objectives.
- Leverage Trading and Corporate Deals: Managed leverage trading and executed corporate deals, maintaining strict adherence to regulatory requirements and reporting standards.
- Performance Achievement: Achieved a monthly turnover of $200 million, consistently meeting targets and closing leverage positions with positive account balances punctually, demonstrating strong performance and accountability.
- Client Relationship Management: Developed strong relationships with clients, ensuring trust and confidence in their financial decisions. Enhanced client retention rates by delivering exceptional customer service and addressing concerns promptly.
- Mentorship and Training: Mentored junior brokers, sharing best practices and expertise in the field of finance, contributing to their professional development and the overall success of the team.
- Networking and Relationship Building: Fostered long-term relationships with key industry professionals, expanding the company's network of resources and enhancing opportunities for collaboration and growth.
- Risk Management and Negotiation: Managed risk within portfolios by diversifying investments and conducting regular reviews. Negotiated favorable terms for clients on various investment products and services, optimizing returns and minimizing costs.
Branch Manager Financial Brokerage
Al Dhafra Financial Broker
Abu Dhabi, UAE
06.2006 - 01.2009
- Cost Reduction Achievement: Successfully achieved overhead cost reductions by 25%, optimizing operational efficiency and contributing to increased profitability.
- Turnover Achievement: Attained the highest turnover, reaching $500 million monthly, through effective leadership and strategic decision-making.
- Team Management and Coordination: Managed all department members, including customer services, sales, and brokers, while coordinating with head office departments such as compliance, auditing, IT, and accounting, ensuring smooth operations and adherence to company policies and procedures.
- Compliance and Ethical Standards: Ensured all procedures and transactions were compliant with internal and external rules, regulations, and ethical standards, maintaining the integrity and reputation of the branch.
- Customer Relations: Maintained friendly and professional customer interactions, fostering trust and loyalty among clients.
- Performance Monitoring and Improvement: Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded, driving overall branch success.
- Operations Oversight: Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation to meet operational goals.
- Client Relationship Management: Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth for the branch.
- Financial Management: Managed branch financials, including budgeting, forecasting, and expense tracking, providing accurate reporting and decision-making support.
- Talent Acquisition and Development: Interviewed and hired talented individuals with top-level strengths, improving organizational talent and skill set, fostering a culture of excellence.
- Deadline Management: Met deadlines by proactively managing individual and team tasks and streamlining processes, ensuring timely completion of projects and tasks.
- Regulatory Compliance: Complied with regulatory guidelines and requirements, mitigating risks and ensuring legal and ethical business practices.
- Market Analysis and Marketing: Monitored market trends to identify new business opportunities and capitalize on potential growth areas within the community or region served. Coordinated marketing campaigns tailored towards target audience segments, resulting in increased brand awareness and market penetration.
Education
Master of Science - Financial Economics
Otto-von-Guericke University Magdeburg
Magdeburg, Germany01.2024
Certificate in Investment Management -
Chartered Institute for Securities & Investments
01.2015
Certified Financial and Valuation Analyst -
Corporate Finance Institute
01.2014
Bachelor of Arts - Business Administration (Marketing Major)
Arab Academy for Science, Technology, and Maritime Transport
Alexandria, Egypt01.2004
Skills
Microsoft Excel
Python for Finance
Intercultural team player
Banking and Financial Services
Interpersonal Skills
Investment analysis
Negotiation
Portfolio Valuation
Investment Strategies
Linear Regression
Optimization Techniques
Factor Analysis
Languages
Arabic
Bilingual or Proficient (C2)
English
Advanced (C1)
German
Upper intermediate (B2)
Place Of Birth
Kiyad, KSA
Personal Information
- Title: Financial Services Professional
- Date of Birth: 04/19/81
Timeline
Investment-Analyst
Private Investment House
03.2016 - 03.2022
Senior Trade Finance Operation Officer
Abu Dhabi Commercial Bank (ADCB)
03.2013 - 02.2019
Senior Financial Broker
Mac Capital Investment Bank (DIFC)
07.2009 - 01.2013
Branch Manager Financial Brokerage
Al Dhafra Financial Broker
06.2006 - 01.2009
Master Degree Study
Otto-von-Guericke University Magdeburg
Treasury Controller
Alexandria Exchange House
Master of Science - Financial Economics
Otto-von-Guericke University Magdeburg
Certificate in Investment Management -
Chartered Institute for Securities & Investments
Certified Financial and Valuation Analyst -
Corporate Finance Institute
Bachelor of Arts - Business Administration (Marketing Major)
Arab Academy for Science, Technology, and Maritime Transport